A home loan modification (in default) requested in 2019. At the time of the filing, Heather was a Sergeant earning a minimum of $76,000 per year. This is a home she purchased less than two years prior, in 2017 and it in default as of the filing. Heather Lappin filed for another home loan modification in 2022. SHe made just two mortage payments but was still able to buy herself a new Mercedes that she still drives today.
